Bridging Climate Finance and Agri-SME Growth

We are a catalytic facility designed to bridge the gap between climate finance, financial institutions (FIs), and Agri-SMEs. We work at the intersection of climate finance, enterprise development, market access and policy to strengthen the resilience of agri-SMEs.

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Planterra Africa, Empowering Agri-SMEs through Strategic Climate Finance

The facility provides support by combining capital access, technical assistance, and market access to enable agri-enterprises and financial institutions to drive sustainable transformation in food systems while improving livelihoods and advancing inclusive growth.

Our work is grounded in evidence, shaped by partnerships, and focused on scalable solutions that close the climate resilience gap in one of Africa’s most critical economic sectors.

What We Do

We work hand-in-hand with partners to turn ideas into real, scalable solutions. Grounded in evidence and driven by collaboration, our goal is simple: help Africa’s farmers and agri-businesses thrive in the face of climate change.

Blended and commercial finance with first-loss guarantees

Climate-smart business development services

Support in finance readiness, business, and product development

Support to FIs for green finance access

Market access interventions & access support

Policy engagement and advocacy

The problem we are solving

AgriSMEs in Africa are critical to food systems, rural employment, and economic development, yet they face real challenges such as access to finance and climate change. To make them more resilient, there is need for considered interventions which include:

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Policy and Advocacy gaps

Many agri-SMEs operate in policy environments that lack targeted climate adaptation frameworks, resulting in limited incentives, poor alignment with national climate strategies, and exclusion from formal support systems.

Financial Barriers

70% of AgriSMEs in Africa cite lack of access to finance as their biggest barrier; only 2% of private sector climate finance is directed toward AgriSMEs.

Climate Resilience Gap

AgriSMEs employ up to 80% of people in rural areas but receive less than 15% of the available funding.

Sustainability Needs

More than 50% of AgriSMEs report inconsistent market demand as a major barrier to investing in climate resilience.

Market Access Challenges

Over 60% of AgriSMEs struggle with business sustainability due to weak market linkages and fragmented value chains.

Innovation and Technology Gaps

Existing accelerators and incubators support early-stage enterprises, but only 20% focus on AgriSMEs.

Limited Climate Adaptation Support

Less than 10% of AgriSMEs successfully secure formal climate finance, primarily due to complex application processes and high-risk perceptions among lenders

Seeding Innovation, Growing Resilience,
Sustaining Tomorrow-Rooted Together.

Our work is grounded in evidence, shaped by partnerships, and focused on scalable solutions that close the climate resilience gap in one of Africa’s most critical economic sectors.

Our success in numbers

By uniting finance, expertise, and market opportunities, the facility fuels agri-enterprises and financial institutions to transform food systems sustainably, boosting livelihoods and fostering inclusive growth across communities.

Empowering enterprises with finance, markets, and resilience.

Direct employment generated, smallholder farmers supported.

Indirect employment opportunities have expanded

Smallholders impacted with a focus on women and youth participation.

Integrated with Many Supporting Organization

The facility empowers agri-enterprises and financial institutions by combining capital access, technical support, and market linkages to drive sustainable food system transformation, improve livelihoods, and promote inclusive growth.Makes it easier for you to increase the effectiveness of your social media